Coverage

Health Insurance

Individual and family health plans in Florida, from Marketplace plans to short term cover.

What it is

A plan that pays for doctors, hospitals, prescriptions and preventive care for you and your family in the US.

In Florida you can buy through the Marketplace, where you may qualify for help with the premium, or directly from a carrier. Princess compares both.

Comprehensive ACA plans with essential health benefits. Depending on your income, a tax credit may lower the premium.

Best for: most Florida residents

The same kinds of plans bought directly from a carrier, without help with the premium.

Best for: when you don't qualify for help

Temporary cover between plans. It doesn't have to cover pre-existing conditions and isn't a replacement for a full plan.

Best for: bridging a short gap

Princess doesn't publish prices, because every plan is priced on you. These are the levers.

AgePremiums rise with age.
Where you livePlans and prices change from county to county.
Plan levelBronze, Silver, Gold and Platinum trade premium against what you pay when you use care.
Household incomeDecides whether you get help with the premium on the Marketplace.
Tobacco useCan raise the premium.

During Open Enrollment each autumn, or within a set window after a life event such as a move, a new baby, marriage or losing cover through work.

Princess checks each plan's network for your doctors and prescriptions before you choose.

Yes. She'll review it at renewal and tell you if something else would suit you better.

For Florida plans, Florida Blue. She'll show you what's available in your county.

Princess compares plans for your county, your doctors and your budget.